Pan-African fintech company Carbon provides basic financial services

Carbon is a simple, digital finances management platform with headquarters in Lagos, Nigeria. The company provides instant loans (to help cover unexpected expenses or urgent cash needs), payments (of bills for different services, fund transfers, airtime purchases), and investments.

Customers can apply for a loan 24 hours a day, 7 days a week with our quick application process that lets them know their status within minutes.

We’re here to help you when in need, but you should not take out a Carbon loan for long-term borrowing or if you are in serious financial difficulty

says the company.

Carbon is a global company of over 90 employees with operations in Nigeria, Ghana and Kenya.

We believe access to credit and quality financial services is a human right. Our mission is to empower all people with the financial access they need to pursue a life of dignity and prosperity

says Carbon.

The company is founded by Chijioke Dozie and Ngozi Dozie.

Chijioke Dozie
Co-founder & CEO

Chijioke Dozie was an investment analyst at the international Finance Corporation and an investment associate at Zephyr Management LP in the US and South Africa. He holds an MBS from Harvard Business School.

Ngozi Dozie
Co-founder & Managing Director

Ngozi Dozie was an investment banker at JPMorgan in New York, a business process risk consultant at Arthur Andersen UK and a financial analyst at Deloitte & Touche. He holds an MBA from Wharton School and is a CFA Charter holder.

Want a Carbon loan?

 It’s simple! Just follow the steps below to apply for a loan:

1. Download the Carbon app here

2. Register your personal details

3. Choose your desired loan amount and duration

4. Submit your application. You will get a loan decision in seconds.

5. If approved, your Carbon wallet is credited within minutes.

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